February 24, 2017

Looking for a new car, then consider these car safety features:

Lane Keep Assist - Detects lane departure and steers vehicle back into the correct lane. Electronic Stability Control - Slows individual wheels during a turn to keep car on course. Adaptive Cruise Control - Monitors the driver-set speed and distance to the vehicle ahead. Adaptive Headlights - Improve forward illumination based on road conditions. Collision Warning System - Alerts the driver if collision is imminent. Active Park Assist - Helps parallel park the vehicle with no steering from the driver. 360-Degree Camera - Improves visibility when backing up or parking. Drowsiness Alert - Uses automobile or driver data to indicate when you need a break.

Source: USAA

February 17, 2017

To help prevent hacks and increase your level of security, we encourage you to practice good password management. Experts recommend you use a strong mix of characters, and don’t use the same password for multiple sites. Don’t share your password with others, don’t write it down, and definitely do not write it on a post-it note attached to your monitor. One last point, change your passwords every couple of months to insure security.  

February 10, 2017

If you are either giving or receiving jewelry, we want you to protect this keepsake with proper coverage either by adding it to your homeowners or your personal floater.

Give us a call at the agency to see what is the best way to handle adding your new valuables to your policy.

February 3, 2017

As a reminder during this month, here are warning signs of a heart attack, stroke or cardiac arrest:

FAST to recognize a stroke:

Face Drooping Does one side of the face droop or is it numb? Ask the person to smile. Arm Weakness Is one arm weak or numb? Ask the person to raise both arms. Does one arm drift downward? Speech Difficulty Is speech slurred, are they unable to speak, or are they hard to understand? Ask the person to repeat a simple sentence, like "the sky is blue." Is the sentence repeated correctly? Time to call 9-1-1 If the person shows any of these symptoms, even if the symptoms go away, call 9-1-1 and get them to the hospital immediately.

Heart Attack Warning Signs:

Chest Discomfort Discomfort in other areas of the Upper Body Shortness of Breath Cold Sweat, nausea or lightheadedness

Learn the new technique for hands only CPR, by clicking here.

Start today with taking care of your heart -- eat right, exercise, and don't be a tech zombie.

January 27, 2017

To protect your business from the effects of cold weather, here are some things to keep in mind:

Monitor temperatures every few hours in vulnerable areas.  Add low temperature alarms that are connect to a constantly monitored location. Very that water-filled sprinkler piping is maintained at a minimum temperature of 40 degrees. Inspect valve enclosures for pre-action and deluge valves on a daily basis to verify a minimum temperature. Provide approved portable heaters for vulnerable areas that might fall below 40 degrees. Use tarps to erect temporary wind breaks.  For a permanent wind break, consider planting evergreen trees and hedges upwind (prevailing winter wind direction) of vulnerable buildings and equipment. For pipes that are vulnerable to freezing, open water faucets slightly to let them drip to keep water flowing. If pipes freeze, turn off the water supply and thaw or repair damaged piping.   Do not use open flame devices to thaw frozen pipes or equipment. Verify that all fire protection equipment is in service. Constantly monitor any boilers or other heating systems that must remain online. Keep names and phone numbers of your heating contractor, plumber, and fire department easily accessible.

Source: Liberty Mutual

January 20, 2017

We want to take a moment to thank our clients for the trust you place in us to handle your insurance needs.  We know that you have a choice when working with an insurance agent, and we work every day to continue to earn your trust.

January 13, 2017

Things to be mindful during a storm:

Redirect business phone lines to cell phones or answering services During a power failure, turn off electrical switches to prevent reenergizing of equipment until necessary checks are completed. Stay informed.  Listen to local news and weather channels for situation developments and road closures. Ensure employee and client safety. If back up power supplies are needed, do not use an electric generator indoors, inside a garage, or near building air intakes because of the risk of carbon monoxide poisoning
January 6, 2017

To prepare your business for the winter season, we suggest you:

Add rock salt or ice melt, sand, and snow shovels to your disaster supply kit. Identify who is responsible for snow/ice removal from driveways, doorways, and roofs. Determine alternative ways to enter premises if snow and ice make it impassable. Mark hydrants near your business to make them easy to locate in accumulated snow. Anchor all portable buildings and trailers to the ground. Secure scaffolds and cranes, Secure scaffolds to the building.  Fasten rail crane chassis to track with bolts and clamps. Brace outdoor signs.
December 30, 2016

All the wrapping paper is cleaned up and we finally have an idea of all the items that need to be added to our insurance policies.  If you received electronics, computers, phones, jewelry or high value ticket items, now is the time to make sure your new possessions are covered by insurance.

Give us a call at the agency, and we will be glad to assist you.

December 16, 2016

Winter is here and we are off to the slopes to take advantage of the snow.  But to prevent injuries during your favorite winter activities, here are some tips:

Never participate alone in a winter sport. Warm up thoroughly before playing or participating. Cold muscles, tendons, and ligaments are vulnerable to injury. Wear appropriate protective gear, including goggles, helmets, gloves and padding. Check that equipment is working properly prior to use. Wear several layers of light, loose and water- and wind-resistant clothing for warmth and protection. Layering allows you to accommodate your body's constantly changing temperature. Wear proper footwear that provides warmth and dryness, as well as ample ankle support. Know and abide by all rules of the sport in which you are participating. Take a lesson (or several) from a qualified instructor, especially in sports like skiing and snowboarding. Learning how to fall correctly and safely can reduce the risk of injury. Pay attention to warnings about upcoming storms and severe drops in temperature. Seek shelter and medical attention immediately if you, or anyone with you, is experiencing hypothermia or frostbite. Make sure everyone is aware of proper procedures for getting help, if injuries occur. Drink plenty of water before, during, and after activities.

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